A housing market built around growth.
Celina's housing story is unusually tied to new construction. That creates choice, incentives and amenities—but also requires careful comparison of total ownership costs.
New homes are not a niche here.
June 2026 Realtor.com data placed Celina's median listing price around $565,000, below Prosper and Frisco but above McKinney in the same comparison. Citywide medians are only orientation; community, lot, builder, tax district and finish level can move the real budget substantially.
Read the new construction guide →
Builder incentives
Rate buydowns, closing-cost offers and inventory discounts can change quickly. Compare the net economics, not just headline price.
Taxes & districts
The City adopted a 2026 municipal tax rate of $0.571677 per $100 valuation, but the total bill also depends on county, schools and any special district tied to the address.
HOA + amenity costs
Master-planned amenities have recurring costs. Compare HOA dues and any PID/MUD obligations alongside mortgage, insurance and taxes.
Resale vs. new
Resale can offer established landscaping and a clearer picture of completed surroundings; new construction can offer warranties, current design and builder incentives.